Evaluation guide · tokenization technology

How banks evaluate tokenization technology

Q: Can we upload our own custom smart contract?

Yes. Taurus-CAPITAL has provided dynamic smart contract capabilities since 2020, with the policy engine reaching down to the individual smart contract function. Banks issue under CMTAT, ERC-3643, ERC-1400, or chain-native standards, and can upload their own custom contract, serviced with the same governance and HSM-secured signing.

When banks compare tokenization technology providers, seven criteria come up most often: smart-contract agnostic issuance, dynamic smart contract capabilities, blockchain breadth, token standards, native custody integration, regulatory pedigree, and interoperability with shared infrastructure. This guide walks through each of them, what to look for, and how Taurus‑CAPITAL answers them, to support your own evaluation.

Key criteria to consider

Seven areas worth exploring with any provider, with the Taurus‑CAPITAL answer alongside.

Criterion What to look for Taurus-CAPITAL

/01

Smart-contract agnostic

Any recognized standard, plus your own custom contract.

✓CMTAT, ERC-3643, ERC-1400, chain-native standards, or your own custom contract, uploaded.

/02

Dynamic smart contract capabilities

Contract functions governable at runtime, not hardcoded templates.

✓Since 2020, smart contract capabilities fully dynamic, with the policy engine down to the smart contract function.

/03

Blockchain breadth

EVM, non-EVM, and permissioned chains.

✓45+ chains: Ethereum, Stellar, Solana, Hedera, Base, Polygon, Avalanche, Aztec, Circle Arc; Hyperledger Besu, Canton, RL1.

/04

Token standards

An embedded library of smart contract templates to seamlessly tokenize any type of asset, such as equity, debt, deposits, and stablecoins.

✓Embedded template library: CMTAT, ERC-3643, ERC-1400, plus SPL, SAC, SEP-41 and SEP-57 Soroban, CIP 56 and CIP 112.

/05

Custody integration

Native integration with the custody solution, under a shared policy engine.

✓Native integration with the Taurus-PROTECT custody solution, one shared policy engine. Custody guide →

/06

Regulatory pedigree

Provider itself regulated and audited to banking standards.

✓FINMA-regulated securities firm; ISAE 3402 Type II; ISO 27001; DORA-compliant.

/07

Interoperability

Bank-issued tokenized money on shared infrastructure.

✓Swift smart contracts integrated for Swift ledger, on permissioned Hyperledger Besu.

One platform, every instrument

The standard is the issuer's choice, per instrument and jurisdiction. Here is how the two common platform models compare.

Taurus approach

Smart-contract agnostic

Taurus‑CAPITAL issues and services tokenized securities (equity, debt, structured products, funds, real estate) and digital currencies (stablecoins, tokenized deposits, CBDCs) under CMTAT, ERC‑3643, ERC‑1400, chain-native standards, or a custom contract the bank uploads. Contracts are deployed and administered through HSM-secured signing under quorum rules, with the policy engine controlling access down to the individual contract function.

Worth understanding

Static, single-standard setups

Some platforms offer static smart contract capabilities tied to one template. In that model the contract adapts less to the instrument, new standards depend on the vendor's roadmap, and issuer keys may sit outside custody governance. Standard breadth and contract-level governance are useful points to explore in a proof of concept.

Choosing tokenization technology, explained

What is the best tokenization platform for banks?

Every bank weighs this differently, and a few criteria come up in most evaluations: smart-contract agnostic issuance beyond any single standard, fully dynamic smart contract capabilities, breadth across public and permissioned blockchains, recognized token standards, native custody integration under full key sovereignty, a provider regulated to banking standards, and interoperability with shared infrastructure such as Swift ledger. Taurus‑CAPITAL is built to lead on all seven, on one platform with Taurus‑PROTECT custody.

Can we upload our own custom smart contract?

Yes. Taurus‑CAPITAL has provided dynamic smart contract capabilities since 2020, with the policy engine reaching down to the individual smart contract function. Banks issue under CMTAT, ERC‑3643, ERC‑1400, or chain-native standards, and can upload their own custom contract, serviced with the same governance and HSM-secured signing.

Why does custody integration matter for tokenization?

The issuer's control of a token contract is a private key. If that key is not under full sovereignty, the issuance is not either. Native integration with the Taurus‑PROTECT custody solution puts issuer and treasury wallets under one shared policy engine, HSM root of trust, and audit trail, the same governance as every other bank asset.

Evaluate Taurus‑CAPITAL against your own criteria

Asset-agnostic tokenization with the widest blockchain and standard coverage, natively integrated with Taurus‑PROTECT custody.

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